Our Loan Pre-Application Checklist

Lonnemann Team | Lean Pre-Approval Checklist | Find a Realtor in Indianapolis, IN | Real Estate Agents | Selling a House | Buy a House | Realtors near me

Maximize your edge over other buyers from the start.

We always recommend that you begin the Loan Pre-approval process before starting to search for your new home. Getting preapproved requires that a lender verify your financial information, and it serves as their commitment to lend a specified amount based on that information. This will give you a number of advantages when you begin your home search, and sellers will take your offer more seriously given that you have a lender that has committed to backing your offer.

This also gives you the assurance that you’re looking at homes you can confidently afford to finance. Your REALTOR’S® efforts will be focused on properties that match both your financing abilities and your unique personal specifications.

You’ll also have an edge over other buyers who aren’t pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.

When applying for a mortgage, your Tucker Mortgage loan officer will require some information and documentation to finalize the application.

Information Needed for the Application:

  1. Full Name, Date of Birth, and Social Security Numbers for all borrowers.
  2. Last 2 year’s residence history (dates included).
  3. Last 2 years of employment history (dates and job titles included).

Documentation Needed for the Application:

  1. Last 2 pay stubs for all borrowers.
  2. Last 2 years W2’s / 1099’s for all borrowers.
  3. Last 2 months bank statements (all pages).

Additional items may be required and your loan officer will inform you of any additional documentation to complete your application.

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You create a dream and we embrace that vision and apply our competence as we seamlessly navigate the home buying process together. Thank you for giving us the opportunity to work with you.

We are honored to be a part of your journey.