Our goal is to become a trusted partner and advisor for you as you make one of your largest financial investments. As experts in the Indy area, we provide professional insight, as well as invaluable market data which will allow you to make the best first-time home-buying decisions. With over 60 years of experience on our team, we pride ourselves on making your first time home buyer experience informative and exciting.
We believe that communication is the key to satisfactory results. It is important to us that you feel comfortable expressing your fears and concerns when it comes to buying your first home. Each day we prepare, we listen, and we pay attention. Our mission is to provide an experience that exceeds your expectations in today’s competitive real estate market.
“So helpful, efficient, and knowledgeable… we wouldn’t trust anyone other than them!”
– Daryl & Kim
“You listen, have excellent knowledge in your field, and your problem solving is remarkable!”
– Pam
When buying a home for the first time, we will set up a personal meeting so we can connect with your real estate goals. We recommend that you begin the Loan Preapproval Process in a timely manner, so you will be prepared to look at homes within your timeline. This will give you a number of immediate advantages as well as the assurance that you’re looking at homes you can confidently afford to finance. Our efforts will be focused on properties that match both your unique specifications and your financing abilities.
We are eager to help you get preapproved today through our own Tucker Mortgage services or another lending company.
When Buying a home your Realtor is normally paid by the seller at closing, so buyers fees towards their agent are often ZERO!
The Cost of Renting vs. Buying
Percentage of Income Needed to Afford Median Rent:
Percentage of Income Needed to Afford a Median Home:
If you are renting & think you can’t afford a home… THINK AGAIN! Buying costs SIGNIFICANTLY LESS than Renting! Either way you’re paying a mortgage, why not have it be YOURS?
Speaking with a lender and obtaining a pre-approved is one the very first step of home buying. It allows you to know how much you can borrow, and afford. Knowing your home buying budget allows you to make sure you are looking at the right homes!
A good lender will also walk yo through the whole process and break down all the fees and cost assocaged with buying a home
Finally, being pre-approved for a mortgage demonstrates that you are a serious buyer to both your real estate agent and the person selling their home. Most real estate agents will require a pre-approval before showing homes.
When you connect with a lender, they are required to provide an estimate of costs. Refer to our Understanding Closing Costs article to see a description of those costs.
Each buyer is different and have different needs on how quick they need to be in a new home. The pending process though takes 30-45 days from the day an offer is accepted to day of closing. A cash deal can normally be closed in about 10 days.
Sellers Market: increasing demand for homes drives up prices. Such as – Economic factors, favorable interest rates & low inventory.
Buyer’s Market: The opposite of a seller’s market is when there are more homes for sale than are buyers in the market to buy. A home will normally sit on the market longer and the seller is more willing to negotiate on price, inspection, or other items to get the deal closed. More than 5 months inventory is a typical Buyer’s market
As you are doing your research you have found there are multiple ways a real estate agent works to protect your best interest. We will provide data through a buyer market analysis to show the estimated value compared to homes sold over the past 12 months, This will allow you to make an educated decision as you are putting together a reasonable offer to submit.
Earnest money is a check from the buyer to the seller (held by the Listing Broker or Title Company) as a sign of good faith to close on the home in the time period outlined in the Purchase Agreement. It is normally 1% of the purchase price. The check is cashed and returned to the buyer at closing. It is one of a few times during the buying process money is spent before closing. If a buyer walks away from a deal for no legitimate reason, sometimes the Earnest Money is kept by the seller. This is a case-by-case scenario.
100% Yes! Most loans do not require an inspection anymore, but it is still very recommended to have a wide scope of inspections performed on one of the largest investments you will make. Even when b buying a home “As-Is” you still have the ability to do an inspection. The inspector will look at things that might not be present in a normal home showing.
Yes! It insures the home is in the same or better condition than when you wrote the offer. It also is a chance to double-check on repairs that might have been fixed by the seller or contractor. They are normally don’t right before closing or the day before.
Tips, Tools and Resources to Empower Your Real Estate Experience.
Let’s seamlessly navigate the home buying process together.
